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    <title>MORTGAGE RATE NEWS</title>
    <link>http://hqworksforme.hubspotdemo.com</link>
    <description />
    <copyright />
    <ttl>60</ttl>
    <item>
      <link>http://www.mortgagenewsdaily.com/05082013_application_volume.asp</link>
      <guid>http://www.mortgagenewsdaily.com/05082013_application_volume.asp</guid>
      <title>Mortgage Applications Surge, Purchases at Three-Year High</title>
      <date>2013-05-08T13:53:10.4870000Z</date>
      <description>While refinancing drove mortgage originations, a small uptick was enough to send purchase applications to a three year high according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ended May 3. </description>
      <tags>
        <tag>mortgage applications</tag>
      </tags>
      <pubDate>Wed, 08 May 2013 08:53:10 GMT</pubDate>
    </item>
    <item>
      <link>http://www.marketwatch.com/story/the-return-of-interest-only-mortgages-2013-03-01</link>
      <guid>http://www.marketwatch.com/story/the-return-of-interest-only-mortgages-2013-03-01</guid>
      <title>The return of interest-only mortgages - MarketWatch</title>
      <date>2013-05-08T13:51:49.0930000Z</date>
      <description>Interest-only mortgages, in which borrowers pay interest but no principal during the first few years of the loan, are attracting buyers who like the lower monthly payments—and can divert the savings to income-generating investments. </description>
      <tags>
        <tag>interest only mortgages</tag>
      </tags>
      <pubDate>Wed, 08 May 2013 08:51:49 GMT</pubDate>
    </item>
    <item>
      <link>http://www.nationalmortgagenews.com/dailybriefing/freddie-survey-rates-drop-two-set-new-records-1035923-1.html?ET=nationalmortgage:e4083:146211a:&amp;st=email&amp;utm_source=editorial&amp;utm_medium=email&amp;utm_campaign=ON_Bulletin_042513&amp;site=default_on</link>
      <guid>http://www.nationalmortgagenews.com/dailybriefing/freddie-survey-rates-drop-two-set-new-records-1035923-1.html?ET=nationalmortgage:e4083:146211a:&amp;st=email&amp;utm_source=editorial&amp;utm_medium=email&amp;utm_campaign=ON_Bulletin_042513&amp;site=default_on</guid>
      <title>Freddie Mac Rates Drop </title>
      <date>2013-04-25T17:08:23.5170000Z</date>
      <description>The average weekly rate for a 30 year fixed rate mortgage continued to slide for the fourth week in a row.</description>
      <tags>
        <tag>30 Year Fixed Rate</tag>
      </tags>
      <pubDate>Thu, 25 Apr 2013 12:08:23 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/03052013_gse_reform.asp</link>
      <guid>http://www.mortgagenewsdaily.com/03052013_gse_reform.asp</guid>
      <title>DeMarco Outlines Plan to Merge Fannie, Freddie into New Securitization Firm</title>
      <date>2013-03-05T14:59:25.9300000Z</date>
      <description>Edward J. DeMarco announced that the Federal Housing Finance Agency plans to establish a new entity, independent of Fannie Mae and Freddie Mac (GSEs), to design and implement a new securitization platform for the secondary market.</description>
      <tags>
        <tag>DeMarco</tag>
        <tag>Fannie</tag>
        <tag>Freddie</tag>
      </tags>
      <pubDate>Tue, 05 Mar 2013 08:59:25 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/consumer_rates/298070.aspx</link>
      <guid>http://www.mortgagenewsdaily.com/consumer_rates/298070.aspx</guid>
      <title>Massachusetts Mortgage Rates Aggressively Flat To End The Month</title>
      <date>2013-03-01T14:58:57.6770000Z</date>
      <description>Massachusetts Mortgage rates are even more sharply unchanged today than they were yesterday, which at least saw some consensus toward strength in the morning and weakness in the afternoon. </description>
      <tags>
        <tag>massachusetts mortgage rates</tag>
      </tags>
      <pubDate>Fri, 01 Mar 2013 08:58:57 GMT</pubDate>
    </item>
    <item>
      <link>http://www.marketwatch.com/story/the-return-of-interest-only-mortgages-2013-03-01</link>
      <guid>http://www.marketwatch.com/story/the-return-of-interest-only-mortgages-2013-03-01</guid>
      <title>The return of interest-only mortgages - MarketWatch</title>
      <date>2013-03-01T14:56:36.0830000Z</date>
      <description>Interest-only mortgages, in which borrowers pay interest but no principal during the first few years of the loan, are attracting buyers who like the lower monthly payments—and can divert the savings to income-generating investments.</description>
      <tags>
        <tag>interest only mortgage</tag>
      </tags>
      <pubDate>Fri, 01 Mar 2013 08:56:36 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/consumer_rates/293506.aspx</link>
      <guid>http://www.mortgagenewsdaily.com/consumer_rates/293506.aspx</guid>
      <title>Mortgage Rates Start Stronger, Fade By End Of Day</title>
      <date>2013-01-30T17:05:55.6500000Z</date>
      <description>Mortgage Rates</description>
      <tags>
        <tag>mortgage rates</tag>
      </tags>
      <pubDate>Wed, 30 Jan 2013 11:05:55 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/consumer_rates/293075.aspx</link>
      <guid>http://www.mortgagenewsdaily.com/consumer_rates/293075.aspx</guid>
      <title>30 Year Mortgage Rates in MA Hit Highest Levels In Months, More Volatility Ahead</title>
      <date>2013-01-25T21:06:32.8330000Z</date>
      <description>30 Year Mortgage rates in MA skyrocketed to their highest levels since August on Friday, both as a part of an ongoing move higher that began yesterday and more specifically in reaction to overnight events in Europe.</description>
      <tags>
        <tag>30 Year Mortgage rates in MA</tag>
      </tags>
      <pubDate>Fri, 25 Jan 2013 15:06:32 GMT</pubDate>
    </item>
    <item>
      <link>http://www.usatoday.com/story/money/business/2013/01/24/mortgage-rates/1861865/</link>
      <guid>http://www.usatoday.com/story/money/business/2013/01/24/mortgage-rates/1861865/</guid>
      <title>30 Year Fixed mortgage rate rises to 3.42%</title>
      <date>2013-01-25T16:16:41.7200000Z</date>
      <description>WASHINGTON (AP) — Average rates on 30 Year fixed mortgage rose this week but remained near record lows.</description>
      <tags>
        <tag>30 year fixed mortgage</tag>
      </tags>
      <pubDate>Fri, 25 Jan 2013 10:16:41 GMT</pubDate>
    </item>
    <item>
      <link>http://www.washingtonpost.com/business/economy/cfpb-releases-new-mortgage-rules-in-bid-to-reduce-risky-lending/2013/01/09/67a95ce4-5a9c-11e2-beee-6e38f5215402_story.html</link>
      <guid>http://www.washingtonpost.com/business/economy/cfpb-releases-new-mortgage-rules-in-bid-to-reduce-risky-lending/2013/01/09/67a95ce4-5a9c-11e2-beee-6e38f5215402_story.html</guid>
      <title>CFPB releases new mortgage rules in bid to reduce risky lending - The Washington Post</title>
      <date>2013-01-10T14:34:43.8170000Z</date>
      <description>The CFPB is establishing new rules for mortgages that will make it harder for some borrowers to qualify but that are designed to prevent the kind of risky lending that nearly caused the housing market to collapse during the financial crisis.</description>
      <tags>
        <tag>CFPB</tag>
      </tags>
      <pubDate>Thu, 10 Jan 2013 08:34:43 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/consumer_rates/290691.aspx</link>
      <guid>http://www.mortgagenewsdaily.com/consumer_rates/290691.aspx</guid>
      <title>Mortgage Rates Continue Steady Descent Back To Earth</title>
      <date>2013-01-09T22:26:50.4030000Z</date>
      <description>Mortgage rates moved slightly lower again today, marking the third straight session of recovery after being launched higher last week.</description>
      <tags>
        <tag>mortgage rates</tag>
      </tags>
      <pubDate>Wed, 09 Jan 2013 16:26:50 GMT</pubDate>
    </item>
    <item>
      <link>http://www.kiplinger.com/magazine/archives/new-rules-of-refinancing-your-home.html</link>
      <guid>http://www.kiplinger.com/magazine/archives/new-rules-of-refinancing-your-home.html</guid>
      <title>New Rules of Refinancing Your Home - Kiplinger</title>
      <date>2013-01-07T16:28:42.9100000Z</date>
      <description>With the 30-year fixed mortgage rate flirting with 3%, a lot of homeowners should be able to cut their mortgage payments by hundreds of dollars a month. But despite an uptick in refinancings in 2012, the number is lower than in past booms, according to CoreLogic, a mortgage data firm.

</description>
      <tags>
        <tag>refinancing</tag>
      </tags>
      <pubDate>Mon, 07 Jan 2013 10:28:42 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/channels/pipelinepress/01042013-volker-rule-cfpb-exam-prep.aspx</link>
      <guid>http://www.mortgagenewsdaily.com/channels/pipelinepress/01042013-volker-rule-cfpb-exam-prep.aspx</guid>
      <title>Where Would Mortgage Rates go without the Fed?</title>
      <date>2013-01-04T17:26:40.8300000Z</date>
      <description>Here's something to ruminate on: how a traditional bank makes money. Sure they earn some fee income, but banks &amp;quot;sell&amp;quot; money in the form of loans, certificates of deposit (CDs) and other financial products. </description>
      <tags>
        <tag>mortgage rates</tag>
      </tags>
      <pubDate>Fri, 04 Jan 2013 11:26:40 GMT</pubDate>
    </item>
    <item>
      <link>http://www.marketwatch.com/story/mortgage-rates-will-rise-next-year-but-slowly-2012-10-24</link>
      <guid>http://www.marketwatch.com/story/mortgage-rates-will-rise-next-year-but-slowly-2012-10-24</guid>
      <title>Mortgage rates will rise next year, but slowly - Amy Hoak's Home Economics - MarketWatch</title>
      <date>2012-11-13T02:44:36.0970000Z</date>
      <description>CHICAGO (MarketWatch)—After reaching record lows in 2012, mortgage rates are expected to creep up slowly in the year ahead, the Mortgage Bankers Association predicted on Tuesday. </description>
      <tags>
        <tag>mortgage rates</tag>
      </tags>
      <pubDate>Mon, 12 Nov 2012 20:44:36 GMT</pubDate>
    </item>
    <item>
      <link>http://www.marketwatch.com/story/sales-pace-of-new-homes-highest-since-2010-2012-10-24</link>
      <guid>http://www.marketwatch.com/story/sales-pace-of-new-homes-highest-since-2010-2012-10-24</guid>
      <title>Sales pace of new homes highest since April 2010 </title>
      <date>2012-10-24T17:10:14.5770000Z</date>
      <description>WASHINGTON (MarketWatch) — Sales of new single-family homes in the U.S. rose in September to the highest rate in more than two years, according to government data released Wednesday that confirms the improving picture in the housing market. 

</description>
      <tags>
        <tag>new home sales</tag>
      </tags>
      <pubDate>Wed, 24 Oct 2012 12:10:14 GMT</pubDate>
    </item>
    <item>
      <link>http://www.marketwatch.com/story/tax-breaks-for-refinancing-your-mortgage-2012-10-02</link>
      <guid>http://www.marketwatch.com/story/tax-breaks-for-refinancing-your-mortgage-2012-10-02</guid>
      <title>Tax breaks for refinancing your mortgage - MarketWatch</title>
      <date>2012-10-19T13:48:44.3670000Z</date>
      <description>Tax breaks - With mortgage interest rates at historical lows, refinancing might be an attractive proposition–even if your last refinancing deal was not too long ago.</description>
      <tags>
        <tag>mortgage</tag>
        <tag>refinancing</tag>
        <tag>tax breaks</tag>
      </tags>
      <pubDate>Fri, 19 Oct 2012 08:48:44 GMT</pubDate>
    </item>
    <item>
      <link>http://www.marketwatch.com/story/how-to-keep-a-mortgage-refi-on-track-in-busy-times-2012-10-08</link>
      <guid>http://www.marketwatch.com/story/how-to-keep-a-mortgage-refi-on-track-in-busy-times-2012-10-08</guid>
      <title>How to keep a mortgage refinance on track in busy times</title>
      <date>2012-10-18T14:54:33.9530000Z</date>
      <description>CHICAGO (MarketWatch) — Good luck getting someone on the phone these days to start a mortgage refinance. 

</description>
      <tags>
        <tag>mortgage refinance</tag>
      </tags>
      <pubDate>Thu, 18 Oct 2012 09:54:33 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/10172012_mortgage_originations.asp</link>
      <guid>http://www.mortgagenewsdaily.com/10172012_mortgage_originations.asp</guid>
      <title>Loan Processing Times on the Rise, Closing Rates Improve in September</title>
      <date>2012-10-18T14:52:21.7870000Z</date>
      <description>Loan Processing Times on the Rise, Closing Rates Improve in September.  While the time to close a loan increased again in September, lenders are closing a significantly higher portion of loans than they have in earlier months. </description>
      <tags>
        <tag>loan processing</tag>
      </tags>
      <pubDate>Thu, 18 Oct 2012 09:52:21 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/10162012_refinacing.asp</link>
      <guid>http://www.mortgagenewsdaily.com/10162012_refinacing.asp</guid>
      <title>FHFA: Hard Hit States Taking Advantage of HARP</title>
      <date>2012-10-18T14:50:52.9430000Z</date>
      <description>FHFA: Hard Hit States Taking Advantage of HARP.
Refinancing through Freddie Mae and Fannie Mae jumped sharply in August as homeowners continued to take advantage of record low rates. 
</description>
      <tags>
        <tag>HARP</tag>
      </tags>
      <pubDate>Thu, 18 Oct 2012 09:50:52 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/consumer_rates/275768.aspx</link>
      <guid>http://www.mortgagenewsdaily.com/consumer_rates/275768.aspx</guid>
      <title>Already At All-Time Lows, Mortgage Rates Continue Lower At Unprecedented Pace</title>
      <date>2012-09-25T13:40:18.4030000Z</date>
      <description>Mortgage rates begin the week at new all-time lows yet again after falling significantly from last week's series of previous all-time lows. </description>
      <tags>
        <tag>mortgage rates</tag>
      </tags>
      <pubDate>Tue, 25 Sep 2012 08:40:18 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/09192012_loan_characteristics.asp</link>
      <guid>http://www.mortgagenewsdaily.com/09192012_loan_characteristics.asp</guid>
      <title>Loan Processing Time Up 25% Over 2011, Refi's to Blame</title>
      <date>2012-09-19T22:28:53.2200000Z</date>
      <description>The time needed to close a mortgage loan has increased by almost 25 percent over the last year, from an average of 40 days to 49 and it was refinances that drove the change. </description>
      <tags>
        <tag>loan processing</tag>
      </tags>
      <pubDate>Wed, 19 Sep 2012 17:28:53 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/09192012_applications_volume.asp</link>
      <guid>http://www.mortgagenewsdaily.com/09192012_applications_volume.asp</guid>
      <title>Mortgage Applications Steady as Average Rates Reach Historic Lows</title>
      <date>2012-09-19T19:19:14.1000000Z</date>
      <description>Mortgage Applications during the week ended September 14 were virtually unchanged from the previous week according to the Mortgage Bankers Association's (MBA) </description>
      <tags>
        <tag>mortgage applications</tag>
      </tags>
      <pubDate>Wed, 19 Sep 2012 14:19:14 GMT</pubDate>
    </item>
    <item>
      <link>http://www.mortgagenewsdaily.com/09182012_nahb_builders_confidence.asp</link>
      <guid>http://www.mortgagenewsdaily.com/09182012_nahb_builders_confidence.asp</guid>
      <title>Home Builder Confidence Doubles September 2011 Measure</title>
      <date>2012-09-18T16:55:31.8730000Z</date>
      <description>The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) which measures builder confidence hit a six year high in September</description>
      <tags>
        <tag>Home Builder confidence</tag>
      </tags>
      <pubDate>Tue, 18 Sep 2012 11:55:31 GMT</pubDate>
    </item>
    <item>
      <link>http://www.bankerandtradesman.com/news151903.html?utm_source=EmailDirect.com&amp;utm_medium=Email&amp;utm_campaign=B%26T+Daily+9%2f18%2f12+Campaign</link>
      <guid>http://www.bankerandtradesman.com/news151903.html?utm_source=EmailDirect.com&amp;utm_medium=Email&amp;utm_campaign=B%26T+Daily+9%2f18%2f12+Campaign</guid>
      <title>Realtor Confidence Surges As Housing Market Stays Strong</title>
      <date>2012-09-18T16:49:45.8030000Z</date>
      <description>Local Realtors' confidence in the strength of the housing market is steadily improving, according to the latest monthly survey from the Massachusetts Association of Realtors (MAR).  

</description>
      <tags>
        <tag>housing market</tag>
      </tags>
      <pubDate>Tue, 18 Sep 2012 11:49:45 GMT</pubDate>
    </item>
    <item>
      <link>http://www.marketwatch.com/story/its-now-cheaper-to-buy-than-rent-trulia-2012-09-13</link>
      <guid>http://www.marketwatch.com/story/its-now-cheaper-to-buy-than-rent-trulia-2012-09-13</guid>
      <title>It’s now cheaper to buy than rent: Trulia - MarketWatch</title>
      <date>2012-09-13T19:24:26.1470000Z</date>
      <description>It’s much cheaper to buy a home than rent one in 100 of the largest U.S. metropolitan areas, according to a report released on Thursday by the real-estate website Trulia. 

</description>
      <tags>
        <tag>buy than rent</tag>
      </tags>
      <pubDate>Thu, 13 Sep 2012 14:24:26 GMT</pubDate>
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